Step-by-Step Blocking Nigerian Bank Cards During Theft Using USSD Codes

Today's digital age, the convenience of mobile banking comes with its own set of risks, including the potential loss or theft of your bank cards. 

Fortunately, Banks in Nigerian have implemented USSD codes that allow you to quickly block your bank cards and protect your funds. Here’s a comprehensive guide on how to block your Nigerian bank cards using USSD codes.

Why You Might Need to Block Your Bank Card

There are several reasons why you might need to block your bank card:

• Lost or Stolen Card: If your card is lost or stolen, blocking it immediately can prevent unauthorized transactions.
•  Suspicious Activity: If you notice any suspicious activity on your account, blocking your card can stop further unauthorized access.
• Misplaced Phone: If your phone, which is linked to your bank account, is misplaced, blocking your card can safeguard your funds.

AVAILABLE BANKS AND CODES:

Acess Bank

Zenith Bank

GTBank

Wema Bank

First Bank

Keystone Bank

UBA Bank

FCMB Bank

Sterling Bank

Stanbic IBTC Bank

Fidelity Bank

EcoBank

List of USSD Codes for Blocking Bank Cards

Here are the USSD codes for blocking bank cards for various Nigerian banks:

1. Access Bank

•    USSD Code: *901*911#
•    How to Use: Dial the code and follow the prompts to block your card.

2. Zenith Bank

•    USSD Code: *966*911#
•    How to Use: Dial the code and follow the instructions to block your card.

3. GTBank

•    USSD Code: *737*51*74#
•    How to Use: Dial the code and follow the prompts to block your card.

4. WEMA Bank

•    USSD Code: *945*911#
•    How to Use: Dial the code and follow the instructions to block your card.

5. FirstBank

•    USSD Code: *894*911#
•    How to Use: Dial the code and follow the prompts to block your card.

6. Keystone Bank

•    USSD Code: *7111*911#
•    How to Use: Dial the code and follow the instructions to block your card.

7. UBA (United Bank for Africa)

•    USSD Code: *919*911#
•    How to Use: Dial the code and follow the prompts to block your card.

8. FCMB (First City Monument Bank)

•    USSD Code: *329*911#
•    How to Use: Dial the code and follow the instructions to block your card.

9. Sterling Bank

•    USSD Code: *822*911#
•    How to Use: Dial the code and follow the prompts to block your card.

10. Stanbic IBTC Bank

•     USSD Code: *909*29#
•     How to Use: Dial the code and follow the instructions to block your card.

11. Fidelity Bank

•     USSD Code: *770*911#
•     How to Use: Dial the code and follow the prompts to block your card.

12. EcoBank

•     USSD Code: *326*911#
•     How to Use: Dial the code and follow the instructions to block your card.

Steps to Block Your Bank Card

1. Dial the USSD Code: Using the mobile phone you Bank with, dial the USSD code provided by your bank.
2. Follow the Prompts: Enter your account number and other required details as prompted.
3. Confirm the Block: Confirm the action to block your card. And that's it. Go to your Bank the next day to officially apply for a new card and report the incident.